admin@ilegacy.sg
103 Penang Road #02-03 VisionCrest Commercial
Singapore 238467
Prestige Estate Planning is a service owned and operated by Prestige Planners Pte Ltd (Prestige Group). We are based in Singapore. Our basic service is to manage and summarise your financial information and plan your estate, and keep your estate plan up to date.
The following terms and conditions govern access to, and use (as a Member) of Prestige Planner Pte Ltd's services.
You may only become a Member if you are 18 years or over.
You do not have an automatic entitlement to Membership and Prestige Group may, at its sole discretion, elect to:
By being registered as a Member, you are entitled to:
prestigeestateplanners.com is an online facility allowing you to upload, add and manage your financial information for the purpose of allowing a Prestige Planner to create and keep your estate plan current.
Ownership of intellectual property such as presentation and layout design concepts of the information contained within this site remain with Prestige Group.
The Sites will usually be available 24 hours a day, seven days a week or as otherwise stated on the site
Prestige Group may, in its absolute discretion, and for any reason, and at any time, with or without notice:
You agree that Prestige Group will not be liable to you for any loss that you may suffer as a result of any such interruption, suspension or alteration.
When accessing the Site (as a Member) and using the content and/or the services available on the Site, you must also comply with any directions, instructions or protocols posted on the Site from time to time.
When your application for Membership is accepted by Prestige Group, you will have a single account that is accessible by you from any of the Sites (Member Account).
You do not have to pay a fee to become a Member.
You do not have to pay a fee to have a Prestige Planner assigned to you. However, your assigned Prestige Planner may require you to pay a fee for their estate planning services provided to you. Please check with your Prestige Planner before continuing to use their services.
You agree that Prestige Group will not be liable to you for any loss that you may suffer as a result of any delayed payment that is to be made to you as a party where that payment is due.
In the course of your application for Membership and your use of the Sites, you may be asked to provide certain personal information to us (Member Information). You promise that the Member Information you provide is true, accurate and complete.
Prestige Estate Planning’s information collection and use policies with respect to the privacy of such Member Information are set out in the Site’s Privacy Policy.
Any Member Information that you disclose may be used by Prestige Group, its agents and contractors in relation to the provision of services accessible on ilegacy.sg, including marketing activities in relation to Prestige Estate Planning.
Prestige Group, its licensors, advertisers or affiliates own all:
Your use of the Sites does not grant to you any ownership or like interest in any content, code, data or materials you may access on or through the Sites or any intellectual property rights subsisting in any of those things.
If you believe that a work of which you are the owner is infringed by content on a Site that has been copied in a way that constitutes copyright infringement, please forward the following information (Copyright Claim) to Prestige Group
On receipt of a Copyright Claim, Prestige Group will take down the content that is the subject of the Copyright Claim.
The trade marks, logos, service marks and trade names (collectively the Trade Marks) displayed on the Sites are, unless otherwise stated, the registered and unregistered Trade Marks of Prestige Group and others.
A Trade Mark may not be used by you without the approval of its owner.
Nothing contained on the Sites should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trade Mark displayed on the Sites without the written permission of its owner.
The Sites are provided “as is”. Prestige Group and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prestige Group nor its suppliers and licensors, makes any warranty that the Site will be error free or that access thereto will be continuous or uninterrupted. You understand that you use the content or services through, the Site at your own discretion and risk.
Prestige Group does not warrant or represent that your use of the Sites will be confidential.
Prestige Group is not responsible for any harm that you or any person may suffer as a result of a breach of your confidentiality in respect of your use of the Sites.
While Prestige Group has taken precautions to protect information that you transmit to the Sites over the internet, Prestige Group does not warrant the security of that information. Once Prestige Group receives your transmission, Prestige Group will take reasonable steps to preserve the security of such information.
You must not disclose any confidential information made available to you through the Sites.
When using the Sites or dealing with other users of the Sites you must respect the privacy and legal rights of other Members.
If a Member provides you with (or uses) user-names, passwords or other login information or personal information of the Member (Personal Information) you must:
If the Member has entered into a separate agreement with you that allows you to store or use the Member’s Personal Information directly related to your financial information then the terms of that separate agreement will govern your use of such Personal Information.
Without limiting the generality of the foregoing, if the user provides you information about the Member’s Member Accounts, you may only use that information to access the Member’s Member Accounts when, and for the limited purposes for which, the user gave permission for you to do so.
By inputting your Contact Data into your Prestige Estate Planning account, you agree to allow Prestige Estate Planning to use your Contact Data only for the purpose of fulfilling our service obligations to you in all, or part of any Prestige Estate Planning services, which you configure in your Prestige Estate Planning account as a service instruction to us.
By no means shall Prestige Estate Planning use your Contact Data for any other purpose(s) except for the fulfilment of our service obligations to you, where in so doing, the use of your Contact Data is required. You also fully discharge Prestige Estate Planning from any legal implications whatsoever that may arise between you and your contact(s), or between you and your business principal, in relation to Prestige Estate Planning’s use of your Contact Data, which you have input into your Prestige Estate Planning account solely in your own accord.
You are solely responsible (and agree that Prestige Group has no responsibility to you or to any third party for) for, and you agree to indemnify and hold harmless Prestige Group (as well as Prestige Group’s affiliates, directors, officers, employees and agents) from any and all claims, liabilities, costs and expenses (including legal fees) arising in any way from, any of the following matters:
Prestige Group reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with Prestige Group’s defense of such claim.
Prestige Group may, at its sole discretion, revise or change these Membership Terms (in whole or in part) or the content of the Sites from time to time and at any time without notice to you.
Changes in the Membership Terms will be effective at the time notice of the change is posted by us on the Sites. It is your responsibility to check for these notices.
Your continued use of the Sites and/or the content or services made available on or through the Sites after any changes to the Membership Terms are posted will be considered acceptance of those changes.
Nothing in these Membership Terms:
A party cannot in anyway or for any purpose:
If a party must fulfil an obligation and that party is dependent on another party, then that other party must do each thing reasonably within its power to assist the other in the performance of that obligation.
Prestige Group may suspend or terminate your registration as a Member and deny you access to your Member Account immediately if:
Should Prestige Group elect to suspend, terminate or restrict your Membership in any way, you may be prohibited from accessing the Sites temporarily or permanently. In either case, you must not apply for a new Member account.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Any notice given in accordance with these Membership Terms will be correctly given if it is in writing and is emailed to a party to the email address that that party has nominated or any other email address as may be notified for the purpose of the service of notices.
A notice will be deemed to have been given on the date of delivery.
If you make use of the Sites, or the Products, content, code, data or materials on the Sites or available through the Sites, except as otherwise provided for in these Membership Terms, you may breach intellectual property laws (including copyright) and other laws of Singapore and other countries and may be subject to liability for such unauthorised use.
We control and operate the Sites from our offices in Singapore. We do not represent that materials on the Sites are appropriate or available for use in other locations. Persons who choose to access the Sites from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.
The laws of Singapore govern these Membership Terms. Each of Prestige Group and the Member irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Singapore.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
If you have any questions about these Terms, please contact us.
Please read the following terms regarding Privacy Policy carefully. The following terms explains how Prestige Group manages yours personal data with adherence to Personal Data Protection Act. If you disagree with any of the following terms, do not use any services provided directly or indirectly from Prestige Group. If you have further questions, please contact us at admin@ilegacy.sg. By registering your account and/or using our services, you have consented that you agree to following terms stated in this Privacy Policy and the Terms of Service. Both the Terms of Service and Privacy Policy will be used in event of dispute resolution and governed within the laws of Singapore.
In the event of changes or updates to the Privacy Policy, we will notify account holders in our website or by email. If you continue to use our services, that will constitute as a consent to the updated Privacy Policy.
If you have any queries or complaints regarding personal data, you may contact our Data Protection Officer by e-mail at julie@iolo.sg.
We respect your privacy and that includes your personal data. In order for us to maintain your Prestige Group account and/or its accompanying services, we will need to collect and store necessary personal data such as name, NRIC, contact number(s), email, mailing and/or residential address, motor vehicle details, insurance policies and medical reports etc. The list of data stated in the previous statement is not exhaustive and is stated when you create your Prestige Group account. Your account also allows you to store data which you deem fit as a part of your Prestige Group account database.
We put in place reasonable security measures to prevent your Personal Data, as well as other data which you inputted, from unauthorised use, copy and collection. We used 128-bit SSL (Secure Socket Layer) encryption technology on our platform which is the industry standard.
Personal Data Protection Act
By requesting any of our services, you agree that Prestige Group may collect, use and disclose your personal data, as provided in this agreement, or (if applicable) obtained by our organization as a result of your request, for the following purposes in accordance with the Personal Data Protection Act 2012 and our privacy policy (available at www.ilegacy.sg):
We respect your personal data and will not share your personal data with any 3rd party, such as related or linked companies without your consent. In cases where you locate a 3rd party product or service which you wish to pursue, we will ask for your consent to provide personal data to this 3rd party provider to the necessary extend in order to facilitate your transaction. We will ensure that 3rd party providers protect your personal data similar to our privacy policy.
Other cases where your personal data may be shared
Your account collects and stores your personal data and other data that you input to formulate your entire Insurance database. Your personal data will be used for the purpose of the forms based on the services you have assigned us to assist. You may receive notifications from the data that you inputted to remind yourself on important dates such as maturity dates or expiry dates. These notifications serve as servicing tools for your account and cannot be unsubscribed.
We do not sell your personal data. There may be instances where we study and analyse part or all of our account users’ experience of our website. In such instances, we may share general behaviour trends with our related or linked companies, suppliers or agents to maintain and improve on the features and benefits of our services, optimizing user experience and satisfaction as well as keeping advertising relevant.
We adopt various technologies to maintain your account and the accompanying services. Servers that we adopt to store all our data may not be in Singapore. However, we have placed reasonable measures to ensure the security of your personal data.
We also adopt use standard Internet technology, such as web beacons and other similar technologies, to track your use on our websites. We also may include web beacons in promotional e-mail messages or newsletters to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our websites' visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming or other activities.
We may assign your computer one or more cookies, to facilitate access to our websites, to personalize your online experience and to record information about your visit to our websites. Through the use of a cookie, we also may automatically collect information about your online activity on our websites, such as the web pages you visit, the links or advertisements you click, or the other actions you conduct while on our websites. The cookies do not store any personally identifiable information about you. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on our websites.
We may allow third parties, including our authorized service providers, advertising companies, and ad networks, to display advertisements on our websites. We and these companies may use tracking technologies, such as cookies, to collect information about users who view or interact with these advertisements and connect to our websites. Our websites do not provide any personal information to these third parties. This information allows us and these companies to deliver and gauge the effectiveness of targeted advertisements.
From time to time, your account will contact you through SMS or emails regarding electronically distribution materials. These materials may serve to keep up your understanding of the insurance industry’s products and services and ensure you are getting a good deal for your current or future policies.
By signing up, you agree to receive information sent by the organization about the organisation, selected third parties, business partners and communities, on products and services, including updates on the latest promotions and new products and services.
By signing up, I will be agreeing to the Terms of Service & Privacy Policy
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